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Payments Credit Risk Analyst

📍 Location
workfromhome
⏰ Job Type
Full-time
📅 Posted
May 27, 2026

About the Role

Payments Credit Risk Analyst at Cloudbeds

Join Cloudbeds to protect our global payments portfolio while driving the future of hospitality technology. With a fully remote team and a culture of innovation, you’ll work with Finance, Legal, Customer Success, and Sales to safeguard partners and customers alike.

What You’ll Do

  • Assess merchant financials, payment flows, and credit risk indicators.
  • Recommend credit limits, reserves, and payout hold thresholds.
  • Analyze chargeback and refund trends to detect emerging risks.
  • Review entity changes, liens, and restructuring for financial impact.
  • Partner across Finance, Risk Ops, and Legal to refine credit policy.
  • Support audits, board reporting, and ongoing credit policy reviews.

What You Bring

  • 3+ years in payments risk, PayFac credit analysis, or merchant acquiring.
  • Strong experience with risk frameworks for payment p...

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